Privacy Policy
Effective date: June 21, 2026
Overview
Moat Mind Coach (“we”, “the app”) respects your privacy. This policy describes what data the app processes and how it is used.
Data we process
Chat messages you send are transmitted to our secure backend proxy and then to an AI provider to generate coaching replies. We do not sell your messages.
Retirement plan inputs, mindset check-ins, and watchlist symbols are stored on your device. If you sign in with Firebase, some profile data may sync to your account.
Market data is fetched from licensed market-data providers via our backend or configured data feeds. Quotes may be delayed.
Purchases are processed by Apple. We receive subscription status from Apple; we do not receive your full payment card details.
Local storage
Preferences, chat history, quota counters, and plan data may be stored in on-device storage (UserDefaults and app sandbox).
What we do not do
We do not sell personal data. We do not use cross-app tracking. We do not provide investment, legal, or medical advice.
Children
The app is not directed at children under 13.