Privacy Policy
App: Ledger Life Notes
Effective date: July 24, 2026
Overview
Ledger (“we”) respects your privacy. This policy describes what data the app processes.
Account and sign-in
You sign in with Sign in with Apple and/or an email and password. Account credentials and session are stored on your device for app functionality. We may process your email, a display name you provide, and an Apple-provided user identifier. If you use Sign in with Apple’s private relay email, we receive that relay address instead of your personal email.
On-device content and private iCloud sync
Private notes, Board posts, comments, read history, and similar content are stored on your device and may sync through your personal iCloud (Apple CloudKit private database) so they survive when you get a new iPhone. That sync stays under your Apple ID. We do not operate a Ledger content server and we cannot read your notes or Board posts. Language and notification preferences stay on-device.
Purchases
If you subscribe to Ledger Pro, Apple processes payment. We receive entitlement status from Apple; we do not receive your full card details.
What we do not do
We do not sell personal data. We do not use cross-app advertising tracking. Ledger pages are not personalized investment, legal, or medical advice.
Account and data deletion
You may sign out in Settings. Deleting the app removes local data on that device; iCloud copies remain until you delete them in iCloud settings or by clearing app data tied to your Apple ID. To request deletion of any account records we hold (if any), email support@moatmindcoach.com from your account email.
Children
The app is not directed at children under 13.